calculations, we could afford it without selling anything.
“You spoke to Robert?” I asked.
“Last week.”
“Our financial adviser?”
“Yes.”
Then she explained something I hadn’t known.
David had added her as a secondary contact on our accounts in 2020.
He had called Karen himself.
He had told her there might someday come a time when I needed help but would refuse to admit it.
“He planned all of this,” I whispered.
Karen shook her head.
“He planned the parts he could.”
Then she touched the letter.
“He wrote this
