his spending had increased dramatically. He had leased a luxury vehicle, taken expensive trips, and made several investments I didn’t fully understand.
Some of those decisions were reasonable. Others appeared riskier than he had led me to believe.
More troubling was the fact that I had no clear understanding of how our long-term retirement plans would support both of us.
I arranged a meeting with an independent financial adviser.
Before the meeting, I wrote down every question I could think of.
I asked about retirement savings, household assets, insurance, debt,
