My mom said, “No one needs you to come this Christmas.” “Cool,” I replied. Then I added one sentence: “Well… everything will be canceled then.” And slowly, my mom’s face turned pale.

you never got credit. I’m sorry I didn’t see it sooner.”

I swallowed the lump in my throat and squeezed her hand.

“You see it now. That’s enough.”

Around seven, my dad called.

I almost didn’t answer.

But some part of me needed to hear his voice.

“Liv,” he said, sounding older than I remembered. “What’s going on?”

“You saw the screenshot,” I replied. “You tell me.”

He sighed.

“Things were complicated back then. I was drowning in debt. Your mother made choices.”

“With my money,” I said. “With my