My name is Emily Carter, and until my sister’s wedding, I thought I understood exactly where I stood in my family

was.

And she knew what he represented.

Most guests had never met Marcus before.

They didn’t understand why my parents suddenly looked terrified.

But they were about to find out.

For years, my parents had lived far beyond their means.

Luxury vacations.

Designer furniture.

Expensive cars.

Country club memberships.

Everyone assumed they were wealthy.

The truth was far uglier.

They were drowning in debt.

Secretly.

Desperately.

They had refinanced their house again and again.

Taken out additional loans.

Maxed out credit lines.

Ignored warnings.

Eventually, the bank foreclosed.

They lost