This morning, when I told my husband I wouldn’t hand over the money for my mother-in-law’s tour of Europe, he completely lost his temper.

me because you’re emotional,” he said when I finally answered. “Mom already booked half the trip.”

“With whose card?”

Silence.

Then Vivian’s voice came through the speaker.

“Don’t interrogate your husband.”

I almost smiled.

That was the confirmation I needed.

The forty thousand dollars missing from our emergency account had not gone toward Daniel’s business.

It had paid for Vivian’s deposits—business-class tickets, private tours, luxury hotels—and several purchases Daniel had hidden as “client expenses.”

What neither of them seemed to remember was that our emergency account required dual authorization for