At a table laden with meat and seafood, my mother-in-law was the only person who left me with an empty plate: “We’ve run out of food for you.”

pages, her face turning ghost white. There were high-interest loans totaling nearly $80,000, digital contracts, copies of her driver’s license, and balance transfers made through accounts tied directly to her name.

“I never applied for these!” Theresa gasped.

The agent pointed to the digital signature logs. “These applications were completed using your primary credentials, social security number, and personal verification codes.”

Aaron looked at his wife.

Lauren was shaking.

“Lauren… what did you do?” Aaron demanded.

She shook her head, tears gathering, until Theresa noticed a photograph attached to