with lunch.
I’m not saying that’s always the better financial decision.
I’m saying the calculation isn’t as simple as:
Home = cheap.
Restaurant = expensive.
There’s another currency involved.
Time.
Convenience Is Something You’re Paying For
This is probably the most controversial part.
When you buy a sandwich from a restaurant, you’re not just paying for bread, meat and vegetables.
You’re paying someone else to purchase the ingredients.
Store them.
Prepare them.
Cut them.
Assemble them.
Clean up afterward.
And serve you the finished product.
That’s what the extra money is buying.